Heartland Insurance Company and its founder, Jared Finch, have a unique business model. They buy the insurance policies of elderly people and in exchange for becoming the beneficiary, pay out money to the insured. The problem is that Finch is one of those people for whom money is everything and no amount he earns is ever enough. He has found a way, a diabolical way, to make sure he is getting more money than he’s paying out. People are dying soon after he buys their policies, sooner than any actuarial tables say they should be dying.
When three die, including one apparent burglary turned deadly, New Orleans Police detective Jo Crowder is assigned to investigate and she first determines that only the apparent burglary involved foul play and there is no leads to a suspect. When a young man dies of an apparent drug overdose, the case also lands on her desk, but the man’s sister claims that he didn’t use drugs. Jo is leery of all four cases, but the evidence available to her, in abundance, supports the appearances . . . until FBI agent Alex Hill shows up and informs her that the drug OD is not what it appeared because the victim was his informant and he knows for a fact that the man was clean
Jo and Alex then join forces to look into all cases, and while the bodies continue to pile up, they come to the conclusion that they’ve been led down the primrose path by a sinister cabal of greedy, totally immoral people for whom human life is meaningless.
Double Indemnity by Richard Zappa is a chilling crime thriller that will keep you on the edge of your chair from start to finish. The subplots are nested like Russian dolls, with red herrings and false trails a-plenty, and an eminently satisfying conclusion. A thrilling roller coaster ride of greed, deceit, and murder; a book that you can’t put down.
It’s scheduled for July publication. Don’t miss it. I received an advance review copy of this book for review and give it five stars without hesitation.